Your vision · Our framework
Personalised financial advice for individuals, families and businesses across Ireland
Cork · Ireland
FRAME Financial Advisors
About us
FRAME Financial Advisors is a financial advisory firm based in Albert Quay in Cork. We work with individuals, families and business owners across Ireland, providing clear, personalised, unbiased advice that helps you plan with confidence.
Established in 2007, we are part of the FRAME group, an experienced financial advisory firm in Cork with over 45 years’ experience in delivering expert advice and strategic support to entrepreneurs and business pioneers across a range of industries.
Our advice spans financial planning, retirement planning and pensions, savings and investments, life assurance and income protection, brought together into one coordinated plan.
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Our Approach
We believe good financial planning starts with understanding what matters to you. From that foundation we build a practical framework around your goals (your vision, our framework) and stay alongside you to adjust it as life changes.
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Trust and Regulation
FRAME Financial Advisors is regulated by the Central Bank of Ireland. Our dedicated team has been handpicked for their knowledge, experience, and distinctive qualifications. Under the careful direction of Richard Fowler (UK) QFA, Dermot O’Kelly FCA, MBS, BComm and Martin Black BA, MSc.
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Meet Us
Director and co-founder Richard Fowler holds the Chartered Insurance Institute (UK) Advanced Financial Planning Certificated. With over 38 years’ experience in the financial services industry, Richard is a firm believer in providing sound, impartial advice to both individual and corporate clients to ensure each client reaches their personal life goals. His specialty lies in long term wealth management.
Our Expertise
Whatever stage you’re at, our advice is unbiased and tailored to you. We bring the following together into a single, coordinated plan:
Financial Planning
A clear, ongoing plan that maps your goals to a realistic path and keeps them on track as things change.
Retirement Planning & Pensions
Build, consolidate and make the most of your pensions so you can retire on your terms.
Savings & Investments
Put your money to work with a strategy matched to your goals, timeframe and attitude to risk.
Life Assurance
Protect the people who depend on you with cover that fits your circumstances and budget.
Income Protection
Safeguard your income if illness or injury stops you working.
Get in touch
Send us a message and we’ll be in touch.
Business Finance
The engine behind your growth
Most founders reach a point where financial management can no longer sit in the background. FRAME steps in as the financial architecture of your business — providing the strategic oversight, real-time insight and operational rigour that ambitious companies need to scale with confidence. Whether you need a CFO-level partner without the full-time cost, clarity on your capital structure, or a finance function that keeps pace with your ambitions, we build it around you. We have done this for businesses at every stage, across every sector, and across borders that most advisors find difficult to navigate.
Tax & Compliance
Precision that protects
Over 45 years, our team has built one of the deepest pools of tax expertise in Ireland — across corporate and personal tax, succession, cross-border structures and regulatory compliance. We do not approach tax as a constraint. We approach it as a tool. One that, used well, gives founders and families meaningful choices about how their wealth is held, structured and transferred. We work across Irish, Cayman and US tax environments — not occasionally, but as a daily practice. The nuance that matters in one jurisdiction is often the thing that saves you in another.
Private Wealth
Protecting what you have built
Growing a business changes the nature of your wealth. The structures that served you well in the early years are rarely the ones that protect you at scale, across generations, or across borders. FRAME helps you build a framework around your personal wealth that is as considered as the one you built around your business — covering ownership structures, residency, succession, family governance and legacy. We treat these conversations with the discretion and depth they deserve, and we never separate the personal from the professional, because our clients never can.
Audit & Assurance
The backbone of confidence
Financial reporting at the level our clients operate demands more than technical accuracy — it demands the kind of integrity that gives boards, investors, banks and families genuine confidence. Our audit and assurance practice has been built over four decades on exactly that. We work across businesses, family entities, connected structures and international subsidiaries, understanding that for our clients, audit is rarely a standalone exercise — it is part of a broader picture of governance, transparency and long-term credibility.
Transactions & Deals
Independent thinking when it matters most
Exits, acquisitions, restructures and capital raises are the moments that define a business — and a founder’s future. FRAME brings the technical precision and strategic independence these moments require, without the conflicts of interest that larger institutions often carry. We have advised on transactions across Ireland, the UK, the Cayman Islands and the US — and we understand that the quality of advice at these moments is not measured in the size of the deal, but in the clarity it creates and the outcomes it protects.
Founders & CEOs
A partner in the room, not just on the phone
The founder or CEO role is singular. The weight of decisions, the isolation of leadership, the challenge of separating the personal from the strategic — these are not things that fit neatly into a service category. FRAME has worked alongside business leaders through the most critical chapters of their careers — from early growth to PE-backed scale, from first acquisition to eventual exit, from a single entity to a complex international structure. We show up as a genuine partner: commercially minded, highly discreet, and invested in the outcome.
Who we work with
We provide unbiased advice which means we recommend products from across the market. We work with a multitude of providers to source the products and investment solutions that best fit your particular needs.
Our Providers
